|Freedom to Ride in Debt based monetary system||September 18, 2013, 3:58 pm|
|Ugh... finally got them to do a settlement on the account for $1900, which is only $370 less than what I owe, but still a whopping $515 more than the original amount of the loan when you factor in what I've already paid toward the balance. This is the fee I have to pay to get out of what would be an endless cycle of debt on my Freedom to Ride account. Avoid getting into debt at all costs. It's really not a place you want to be.|
|Insurance claim and family squabble||August 21, 2013, 3:29 pm|
I live with my dad and his super-geriatric parents (also referred to as post-post geriatric). I help care for them since they are a little bit like zombiemen wandering in a post-life twilight world: my grandfather has advanced alzheimer's and my grandmother is very feeble and needs help with just about everything and is also mentally on the slide. It's a pretty thankless job and the pay is basically room and board and meals (not as much as it should be for what I do).
This spring my dad's lit cigarette caught my grandparents' shed on fire, which is located below the large deck that is attached to the front of the house. The shed was damaged along with some hardware in the shed, some of it belonging to my dad, some of it to my uncle who lives up the hill from me and one item belonging to me, which was a carbon fiber bike valued at more than all the other damage combined. The bike, apparently, was actually made out of marshmallows: my bike was completely burnt to a crisp.
My dad put into motion the insurance claim. My uncle did not communicate with my dad about it at all, so apparently he was not too concerned? Who knows. My brother owns a bike shop in town where I financed the used bike. It was used, but new, the bike was worth $6000. We needed an original receipt for the bike but since it was an "inside deal" there was no original receipt. We determined the bike was worth $3800 and he printed up a receipt for that amount, back dated to when I purchased the bike. I faxed this to the insurance guy. Now all we were waiting on was the fire report from the local fire chief. After about 10 phone calls, 6 of which I left voice messages or spoke with his wife and 4 where I actually talked to the chief, he finally finished the fire report and I went to his house and collected it from him.
About two weeks later the check finally arrives. It goes to my aunt, my dad's sister. Now the check is less than any of us thought it would be, because there is a 20% depreciation on all the items and a $1000 deductible. So instead of a nice fat check for $5,500 we only got $3,600. My aunt informed my dad that I would not be getting the $3230 as itemized on the insurance claim, but an amount that would be fair to everyone involved. My aunt and uncle both want to know what I paid for the bike, which my dad (who is on my side of this fight over the pile of cash) thinks is irrelevant, and I feel the same way.
My argument is that I should at least get near the amount for my bike on the insurance claim, given that if my bike was not in the fire at all my aunt and uncle would not be able to try to take from my portion and would have to argue with my dad about getting enough money to fix the shed to be nicer than it was before and would have to use my grandparents' funds to fix some boards on the deck that need fixing anyway (unrelated to the fire). My aunt and uncle's argument is basically I don't need all that money from the bike and it should be used to fixing the shed as well as the deck.
My proposal would be that I would pay $330 of the $1000 deductible (about 1/3) and my dad and uncle could cover the rest of it. As far as not having enough money for the repairs, they should have been more proactive in the whole process and not just assume they can dip into my amount. My uncle told me to forget about offering to pay a portion of the deductible, we'll work it out in a way that is equitable and fair to everyone and said I don't need a $3000 bike, a $1200 one would do just fine (which of course irked me since I think that is completely beyond the point). He also said the house gets priority and the other items like his bee spinner thingamabob and my bike are secondary since it's called "home insurance". What do you guys think? Am I entitled to my amount, or should I look at this whole thing "equitably" give enough of my portion so the shed can be fixed better than it was before (so the roof no longer leaks) and the rotted boards on the deck can be replaced?
|MD Everywhere||August 15, 2013, 9:28 am|
I have been tasked with coming up with a better logo than the current one for the company called MD Everywhere. Here is their current logo. Any ideas on good ways to represent a company that produces services to Doctors ... everywhere?
|Reasoning with a mad man||August 8, 2013, 4:00 pm|
My grandfather has Alzheimer's. This video, while perhaps entertaining, is also interesting if you consider that my grandfather has no short term memory for most everything that happens throughout the day, but he does seem to remember the cumulative effect of how he feels about how he is treated. In the video I am trying to get my grandfather to agree to let me help him change his diapers.
Edit: I imagine for everyone seeing this it must be a pretty sad sight. Well, you get used to it and it's not as moribund as it appears.
|Rant on Amazon's new checkout process||March 25, 2013, 9:56 am|
I went to amazon to buy an Oral-B Pro-Health Clinical Pro-Flex Toothbrush and couldn't for the life of me figure out how to check out so I figured I'd email them to complain and they wouldn't let me email them about the check out process! I was only allowed to call them to ask them about it, so I selected another issue that I was complaining about (even though it wasn't what I wanted to write them about). Here is the letter:
Wow Amazon, you are losing your way. Forcing me to call to make a complaint about the check out process? --not giving me the option to send an email to complain about the check out process because you want to convince me with your friendly service representatives that the new way is better? That's pretty annoying. But this isn't what I was writing to complain about. I seriously could not find the check out button. I had selected the item I wanted to purchase but all I could see was a barrage of annoying promotions. I'm not here to be manipulated into buying more things. I come to amazon to quickly and conveniently grab whatever I need and move on with my day, not be cajoled into furthering the over-the-top consumption of society. Now, due to Amazon's greed I will not buy anything from this website again. Good thing Amazon isn't the only place to buy things on the internet. I've been using Amazon for years to buy just about everything I want and need, but I'm more than happy to shop elsewhere.
The same thing happens in the auto industry. The business model is that the only way is up. There is no such thing as "Hey, we did it. Nothing to improve." Instead, the philosophy is that we have to keep improving, keep making things *better*, regardless of what is needed; keep expanding our inordinate market share. Well some things don't need improvement. Sometimes it's just best to leave things well enough alone. On Amazon it was you select the items you want to buy, then you're given two options, continue shopping or check out. What was wrong with that? How is this new system better where I'm enraged because I can't even buy the item I want? I'm tired of people trying to improve things to the point they break them. And then to be corralled like I'm cattle into buying more stuff: it's disgusting. Is the company not big enough? Is the world really not enough? I'll be shopping elsewhere. Good day.
|zombie dream||February 23, 2013, 7:25 am|
I dreamt I was in a zombie apocalypse . At first, it was a play or something being acted out, and my friend was all made up and acting out someone who had become zombified or something, or was among zombies and trying not to get bit, but then a little later suddenly I was alone with like three other people and I was like where'd everyone go? and they were like "I think we're the only one's left, here". Apparently we were the sole survivors or everyone else had all taken off or zombified or what... no one knew. Strange, tho, there were no bodies or destruction. Just no other people or signs of life.
I became paranoid at this point: the three others I was with (and myself) were haggard and looked like we'd become zombies any moment. I kept checking around myself spinning around to see my back and saying "one of us is going to be next, it's just a matter of time". We started walking away from the hill where I grew up and soon encountered other people. Apparently things weren't quite as bad as we thought. They told us something or other about the 'plague' and seemed to have some pretty basic, but effective plan and resources. The first people we encountered had a camper and some basic medical supplies and reassured us and made us feel very encouraged. When we encountered them I had a moment of recall like "oh, of course! I totally forgot we were going to run into these people" as if I was in a movie I had watched before and just had forgotten how the plot went.
Later we were at a police station and a guy tried to steal some food or some supply of some kind and I at first half heartedly tried to stop him with this weird piece of equipment I had (it was like a hockey stick but padded with cloth or something). No one else noticed or cared about the thief so I nabbed him on the shoulder with the end of my clothed hockey stick and brought him back to the officers. Everyone was kinda like "dude, you didn't need to steal, we're all in this together--we gotta look out for each other, not take from one another". I can't remember what they did to him, whether they banished him from the camp or what. I don't think anything too terrible happened to him, tho.
I think there was more to the dream and it gets fuzzy. There was a road, not very big, kinda like those roads you see in the Tour De France, and a lot of people were hiking up it or something--like someone had figured out where to go, but me and the people I was with weren't really feeling this whole pilgrimage situation. I think we headed off by ourselves; actually I think we left with the people we first met with the camper. I think we went to another town or something. Things started to settle down, got more calm. I don't remember what else happened.
|Lost and Found||February 5, 2013, 9:36 am|
|Was looking for my wallet in my bedroom which is a real mess. I found my doom2 manual, my doom manual and my doom 2 survival guide (items dating back to 1994). That was pretty exciting. I haven't looked at them yet, but it will be fun to reread them now. Maybe I'll find that bit about revenants brushing off demons and sending them on their way again that I had posted about quite some time ago. Oh, and shortly after I found my wallet.|
|MissScythe||February 3, 2013, 4:02 pm|
|is checking me out on OkCupid! Should I message her?|
|Just joined an alliance||February 1, 2013, 5:31 pm|
on GoodGame Empire.
Tis fun, and you can actually progress without buying any rubies! :)
|My cat or James's cat?||January 31, 2013, 5:04 am|
So three years ago the most awsum cat came to the side door of our house on a most frigid winter night. After its rescuer went back to Germany I inherited the cat because no one else wanted him. Well, I don't know how the cat does it (sneaks cute pills at the clinic?) but it is just the most endearing creature I've ever had the privilege of knowing.
I moved into my Boss's guest room for a couple months while I was helping her on her Geobook. My friend James lives in the area so I offered him the privilege of caring for my cat for the interim since I couldn't bring it to my boss's. One weekend, my friend went back to Boston to visit his g/f. A snowstorm blew up and I had to go reskew kitty from James's garage, where he was staying when James would leave. My boss was nice enough to let me bring kitty over to her farm house (big land--kitty LOVES the outdoors). Boss immediately falls in love with kitty. She hopes I will give her kitty, and James hopes he'll get kitty. Boss states up front she wouldn't want to borrow kitty. She only wants him if I give him to her permanently. James says he'd be happy to take kitty for as long as I want, no commitments necessary. So I let James have kitty, until I find a living situation where I can have kitty, even though James's property isn't quite as awesome as boss's (still pretty great for kitty, tho). But that living situation never transpired, and James loves kitty a lot, naturally. Now he keeps saying kitty is his. I can't tell if he's messing around or not, but did he by ipso-defacto inherit my kitty because he's been caring for him for so long? He gave it its shots and other things. I wasn't keen on all that stuff, figuring kitty doesn't need that stuff, so I think he feels he takes better care of kitty furthering his claim to him.