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Good, just in time for winter and claimers of CPP benifits.
I'm Canadian, so shoot me for using Canadian financial terms.
Heh, pre-emptive cremation. Some phrases are priceless and should be preserved for eternity.
as for cold weather payments... build a man a fire and he'll be warm for only one night.
Set a man on fire and he'll be warm for the rest of his life.