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geo

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About geo

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    didn't know being a forum staple was a bad thing

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  1. I deposited a bunch of checks today for the first time in probably 14 years. I've always done direct deposit. So when doing the check I had to endorse it and I did it right there with the teller watching. She looked at the check and looked at her monitor. She told me that my signatures didn't match.

    She called her manager that came over and confirmed, the signatures didn't match. So then he warned me what could happen upon further inspection later. The check could get rejected and I could be charged with fraud.

    I remember the last time I voted, I saw my voter's signature compared to my current signature and they had changed in so many years. I even told the voter employee I wouldn't let me pass with that big of a signature change. She said oh you're okay.

    Now with this teller and her manager finally call me on it. I'm only depositing a check, not cashing it. They didn't ask for ID. They asked if I still wanted to deposit the check with that signature.

    I'm worried that I'll get busted for fraud with my own signature. They asked me if I still wanted to deposit the check in the way that a store will let you shoplift from it, because its not shoplifting until you leave with stolen goods.

    Worried.

    1. Show previous comments  10 more
    2. Hellbent

      Hellbent

      I really think you should just tell them very straight why your signatures don't match. Be confident in your innocence. Chances are they will end up being very apologetic for questioning your validity so much. But being worried is probably the least helpful (to yourself) reaction you can have as it could signify guilt. You have no reason not to be confident in telling them why your signatures don't match. I really think that is your best course of action. To just be as straight and honest as you possibly can.

    3. Seeker_of_Truth

      Seeker_of_Truth

      GreyGhost said:

      Signatures change over time. Mine's gradually degenerating into a rough scrawl and I mainly blame that on spending more time typing and less time writing.


      This. In the 5 or so years since I left high school, my handwriting has turned to shit because I don't write as much as I did.

    4. GreyGhost

      GreyGhost

      geo said:

      I'm worried that I'll get busted for fraud with my own signature.

      That line's been bugging me for days. Are the laws over there so badly broken that you can face charges of forging your own signature?

    5. Show next comments  3 more
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