Single Status Update
In November 2006, I was 15 years old and got my first job working at Subway. Shortly after I set a personal goal to save up $30,000 to put down on a house and become a homeowner before I turn 22. I'm 21 years old, and I currently reside in West Norriton Pennsylvania as of August 24, 2012 with my current fiance Julie and our dog Penny (not shown)
When I was 15 years old, I started earning $6.25 an hour making sandwiches for people 5 days a week. I submitted to reserving 40% or more of my paychecks in separate savings accounts (some banks had better interest rates than others.) and doing my absolute best to live within my means. I used my money strictly for the cell phone bill (my burn phone that could only call and text was about $25 a month) and gas for my car (about $80 a month -- short commute to work) My entertainment depended on playing Doom and designing levels. I listened to the same CDs I listen to today, and I hung out mostly with my poor friends who knew how to have fun for free. I've studied marketing and advertising as a hobby and started analyzing social trends in regards to entertainment mediums. I've since established an irreversible hatred to almost everything such as video games, money, television shows, advertisements, movies, music, social events, etc. I've confided in doing the things that hit all the right notes for me, and sticking with them for long periods of time. This filled in a hold of boredom in me that hardly cost anything during this time frame.
I met my fiance Julie in October 2011 when I started working at Wawa, a gas station / convenience store combo where I currently make $12.00 an hour. Before we started dating, we would hang out every single day after work at midnight in the church parking lot behind her grandma's house where she lived. We stood out in the parking lot talking about anything. We talked for hours and hours into the night in 20 degree weather, just talking about ourselves and how stupid work is and how shitty people are and all that. It was freezing outside but we didn't care. We continued hanging out week after week, during a point in my life where I was convinced love didn't mean anything and to ever consider getting married is to find a woman that you can tolerate and coexist with for the rest of your life. I was wrong.
We started dating shortly after, even though I was hesitant to get involved with a coworker and more importantly, someone who I was a really close friend to. However, our relationship moved forward. As time went on, we would have our occasional tiffs at work. They say that working with your significant other does a lot of damage to your relationship. This can be true because we would often say some rather nasty things to each other just out of stress and time constraints at work. Fortunately we were able to resolve all of our conflicts because we agreed that it was more important to be together than to be the one that's right. (Which I'm sure you can imagine was extremely difficult for me to admit)
I asked Julie to marry me on February 14th 2012. We hadn't been together very long before I made such a commitment, but having spent a majority of my free time with her, day after day, it didn't take me long to understand that this was the girl I wanted to be around for the rest of my life. In due time, My commitment to my financial goal was later amended to be the for the house for my fiance and I to live in.
Here we are now. Notice the giant rock on her finger.
I saved up $30,000 in November 2011, and contacted one of my coworkers who is also a realtor. She was able to get me connected with one of her friends which approved me for a loan up to $158,650 because of my excellent credit score. We began shopping for houses in all the neighborhoods in the area. We looked at over thirty houses before we finally found one we were both comfortable in and agreed on. On August 24th, we settled.
Our house is a twin on a quiet street in West Norriton Pennsylvania. We have three bedrooms, one bathroom, a large front porch, a living room, dining room, kitchen, basement, and unfinished sunroom. We have a fenced in backyard for our dog Penny to run around free in, and a parking space in the back, along with a detached one-car garage.
This is our living room, shown are my brother Randy and friend Francisco. We got pretty much all of our furniture second hand. All of our friends and family have been extremely generous. The couches, coffee table, Playstation 2, and stereo were all free. I got the 55in TV on craigslist for $250 (it also comes with picture-in picture modes so I can do my Home Dooming Station that I plan to invest in in the future), and our cable (all the DVD seasons of our favorite TV series to the right of the tv) were about $150 in total.
Here's our kitchen, messy because this photo was taken while I had company over. We got our kitchen appliances from a coworker who was coincedentally moving out around the same time and had to sell her refrigerator, stove, microwave, and dishwasher that she got new two years ago. She sold me the whole set for $800. The house came with appliances too, but they're a bit older. We moved them into the sunroom where I'm going to clean them up and sell them on craigslist for, hopefully, about the same price. The kitchen table and chairs I got for free from mom and dad. They were taking up space in their basement.
Aaaand here's the backyard. Shown is my car in the parking space, alongside with our single car garage. We still have to mow the lawn and scrap that swingset. We'll probably get to that later this week.
TL;DR I've worked some years at a job that just barely transcends over minimum wage, and with a combination of careful determination and smart decision making, I'm now a homeowner living happily with my fiance on a quiet street in a really nice house. Things are looking pretty awesome for me and I couldn't be happier. Also fuck everyone who didn't believe in me and thought I was stupid for acting the way I have been for the past few years because this is where it got me.